Мультивалютная дебетовая карта – удобный финансовый инструмент, незаменимый в поездках за рубежом. В одном пластике содержится несколько счетов, баланс которых удобно распределять по своему смотрению. Опция позволяет существенное экономить на обменном курсе.
Доступные валюты карты
Карта Tinkoff Black позволяет использовать до 30 валют по средствам банковского онлайн приложения. Личный кабинет обладает интуитивно понятным интерфейсом, что позволяет менять валюту легко и быстро.
По умолчанию доступно 4 основных валюты: рубли, доллары, евро и фунты стерлинги. При желании можно подключить и другие валюты, выбор достаточно велик — до 26 видов.
Условия мультивалютной карты
- До 6% годовых на остаток
- 15% кэшбэка на кино и концерты
- До 30% кэшбэка за покупки по карте
- Бесплатная доставка карты
Максимальный доход на остаток можно получить, если оплачивать Тинькофф картой покупки на сумму от 3000 ₽ в месяц. Кэшбек до 30% только на предложения партнеров. Основной кэшбек по карте — 5% на три категории по выбору. Остальные покупки принесут вам 1% кэшбека.
Мультивалютная Black карта обойдется вам в обслуживании до 99 руб в месяц. При остатке на карте от 30 000 руб — обслуживание будет бесплатным.
Нюансы и способы получения
До 2018 года для хранения долларов и евро требовалось заводить отдельную карту. Сейчас один пластики совмещает в себе несколько валютных счетов. Сначала было доступно 3 валюты, со временем добавилось еще 28 валют разных стран мира.
Чем полезна мультивалютная опция? Например, при поездке за границу раньше клиент расплачивался рублевой картой. При этом деньги к продавцу поступали сразу, а с карты клиента они списывались не сразу, через 1-2 дня. За это время курс меняется, и со счета списывается больше.
Подробнее читайте в статье — «Конвертация валют при оплате картой за границей»
Если использовать мультивалютную Тинькофф карту, можно пополнять долларовый счет напрямую с рублевого. Обмен происходит по действительному в данный момент курсу без дополнительных переплат. В результате оплата за покупки происходит уже в валюте без дополнительных конвертаций.
Также можно заранее положить финансы на валютный счет перед поездкой. И не думать ни о каких обменниках в путешествии.
Мультивалютная Black карта оформляется очень просто. Нужно подать заявку в банк Тинькофф и указать желаемый счет валюты. Открыть заявку на карту можно нажав кнопку «Оформить». Обратите внимание, что функция мультивалютности доступна только для дебетовой карты, кредитная карта для этих целей не подходит.
Получить мультивалютную карточку могут все граждане, достигшие 14-летнего возраста. Не нужно предоставлять данные о доходах, как при оформлении Тинькофф Платинум. Требуется только паспорт. Готовый пластик отправляется по почте.
Плюсы и минусы
Главное достоинство – экономия времени и денег. В одной карте содержится все необходимое. Переключение между счетами происходит в любой момент через интернет-банкинг. Конвертация осуществляется по наиболее выгодному курсу. Единственное затруднение может возникнуть при снятии наличных – далеко не каждый банкомат может выдать банкноты в нужном количестве.
Если уже пользуетесь услугами Тинькофф Банка, менять карточку не придется. Мультивалютная опция подключается на действующую карту:
- Авторизуйтесь на сайте или войдите в мобильное приложение;
- Выберите свой пластик;
- Откройте иконку «Действия»;
- Активируйте режим мультивалютности;
- Подтвердите операцию кодом из СМС.
Всего доступно около 30 валют. Можно подключить как все сразу, так и выборочные. Tinkoff Black – универсальный продукт, позволяющий хранить средства и приумножать их. Совершать покупки выгоднее с опцией кэшбэк – можно возвращать до 30%. За обслуживание мультивалютного счета оплата не взимается.
Отзывы
Представляем вашему вниманию несколько отзывов о карте Tinkoff Black, которые позволят сделать дополнительные выводы:
Ирина, 23 января 2019 : «Пол года назад выезжала в Норвегию. Встал вопрос о том, какую карту взять в поездку. Однажды расплачивалась рублевой картой – отсроченная конвертация с большой переплатой не порадовала. Поэтому в этот раз решила воспользоваться мультикартой от Тинькофф. Нисколько не пожалела. Без проблем рассчиталась за покупкой – никаких заоблачных процентов по курсу».
Елена 17 марта 2019: «Пользуюсь Тинькофф несколько лет. Понадобился счет в евро. Думала придется заводить новую карту, но все оказалось проще. В личном кабинете подключила нужные валюты – и все, никаких хлопот. Всем рекомендую карточку».
Вам может быть интересно:
- Открытие 120 дней без процентов
- Тинькофф Драйв — обзор карты (плюсы и минусы)
- Кредитная карта Росбанка 120 дней без процентов
- Обзор карты Tinkoff All Airlines (условия, мили, особенности)
- Кредитная карта МТС КЭШБЭК (CashBack)
Hey, I think your site might be having browser compatibility issues.
When I look at your website in Firefox, it looks fine but
when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up! Other then that, fantastic blog!
I just like the helpful information you supply on your articles.
I’ll bookmark your blog and test once more right here frequently.
I am relatively sure I’ll learn many new stuff right here! Best of luck for the next!
asmr 0mniartist
Appreciate the recommendation. Will try it out. asmr 0mniartist
After I originally left a comment I seem to have clicked
on the -Notify me when new comments are added- checkbox and now whenever a
comment is added I get 4 emails with the same comment.
Is there an easy method you can remove me from that service?
Appreciate it! asmr 0mniartist
Magnificent website. Plenty of helpful information here. I’m sending it to some pals ans also sharing in delicious.
And of course, thanks on your sweat! 0mniartist asmr
I was suggested this blog by my cousin. I’m not sure whether this post is written by him as no one else know such detailed about my problem.
You’re incredible! Thanks!
Thanks for one’s marvelous posting! I truly enjoyed reading it, you are a great author.
I will be sure to bookmark your blog and will often come back sometime soon. I want
to encourage you continue your great work, have a nice evening!
Hello just wanted to give you a quick heads up.
The words in your content seem to be running off the screen in Internet
explorer. I’m not sure if this is a format issue or something to do
with internet browser compatibility but I thought I’d post to let you know.
The style and design look great though! Hope you get the issue solved soon. Thanks
I think this is one of the most vital information for me.
And i am glad reading your article. But should remark on few general things, The
website style is wonderful, the articles is
really excellent : D. Good job, cheers
Very nice article, just what I wanted to find.
Highly energetic article, I loved that bit. Will there be a part 2?
quest bars https://www.iherb.com/search?kw=quest%20bars quest bars
Thank you for another excellent article. Where else may just anyone get that kind of info in such
an ideal method of writing? I have a presentation next week,
and I’m at the look for such info.
I’m not that much of a online reader to be honest but your sites really nice, keep it up!
I’ll go ahead and bookmark your website to come back in the future.
All the best
Fine way of telling, and good paragraph to get data on the topic of my presentation topic, which
i am going to deliver in school.
I’m amazed, I must say. Seldom do I come across a blog that’s both educative
and entertaining, and without a doubt, you’ve hit the nail on the head.
The issue is something which not enough people are speaking intelligently
about. I am very happy that I came across this in my hunt for something regarding
this.
This piece of writing presents clear idea designed for the new people of blogging, that truly how to do blogging and site-building.
I am extremely impressed with your writing skills and also with
the layout on your blog. Is this a paid theme or did you customize it yourself?
Anyway keep up the nice quality writing, it is rare to see a
nice blog like this one today.
Helpful info. Fortunate me I discovered your web site by accident,
and I’m shocked why this coincidence did not came about in advance!
I bookmarked it.
These are in fact enormous ideas in about
blogging. You have touched some pleasant points here.
Any way keep up wrinting.
Excellent post! We will be linking to this particularly great post on our
website. Keep up the good writing.
Heya i am for the primary time here. I came across this board and I find It really helpful & it helped me
out a lot. I’m hoping to present something back and help others such as you aided me.
It’s really very complicated in this full of activity
life to listen news on TV, therefore I just use web for
that purpose, and take the most recent news.
Wow! This blog looks exactly like my old one! It’s on a totally different topic
but it has pretty much the same layout and design. Wonderful choice of colors!
Howdy! I could have sworn I’ve been to this blog before but after reading
through some of the post I realized it’s new to me.
Anyways, I’m definitely glad I found it and I’ll be book-marking and checking back frequently!
Please let me know if you’re looking for a writer for your
site. You have some really good posts and I think I would be a good asset.
If you ever want to take some of the load off, I’d really like to write some material for your blog
in exchange for a link back to mine. Please blast me an e-mail if interested.
Kudos!
Very nice post. I just stumbled upon your blog and wanted to say
that I’ve really enjoyed browsing your blog posts.
After all I’ll be subscribing to your rss feed and I hope you
write again very soon!
It’s really a great and useful piece of information. I am satisfied that you
shared this helpful info with us. Please stay us informed like this.
Thank you for sharing.
Wow, that’s what I was seeking for, what
a information! present here at this web site, thanks admin of this site.
Yes! Finally something about answers.answerspal.com.
I’m not suｒｅ where you’ге ɡetting yoᥙr inf᧐rmation, bᥙt greɑt topic.
Ι neеds tto spend somе time learning mօre ᧐r uunderstanding mогe.
Ƭhanks for fantastic infoгmation Ӏ wass lookin fоr tһiѕ info for my
mission.
mу web site; Geri
Hi! I know this is kinda off topic however I’d figured I’d ask.
Would you be interested in exchanging links or maybe guest
authoring a blog article or vice-versa? My website addresses a lot of the
same subjects as yours and I think we could greatly benefit
from each other. If you might be interested feel free to shoot me an email.
I look forward to hearing from you! Awesome blog by the way!
I’m extremely impressed with your writing skills and also with the layout on your blog.
Is this a paid theme or did you modify it yourself?
Either way keep up the nice quality writing, it’s rare
to see a nice blog like this one nowadays.
This post is worth everyone’s attention. How can I find out more?
Diese Inbound Links müssen Sinn ergeben (und nicht nur zu dem zufälligen Stückchen Inhalt unzusammenhängend führen).
Ein Backlink aus einer vertrauenswürdigen Site mit einer hohen Domain-Autorität ist wichtig.
«’) sagen den Suchmaschinen-Crawlern das Gegenteil und hindern den Fluss der Link Equity. » enthalten. Umso mehr
ist es ein Signal fast Site Crawler, diesem Link zur entsprechenden Website zu folgen. Backlinks sind eine besonders wichtige Komponente von SEO.
Diese Inbound Links zu erstellen kann schwieriger sein als
man vermuten mag. Vergessen Sie nicht, dass Google bei jeder künstlichen Link-Aktivität höchst misstrauisch ist und Websites mit Backlinks bestraft, die
nicht organisch zu werden scheinen oder mit einem irrelevanten Inhalt verlinkt sind
— wir raten Ihnen zugegeben, Links lieferbar oder auf zweifelhafte Strategien zurückzugreifen, wenn’s
um eingehende Links geht. Es herrscht durchaus
wahrscheinlich, dass der Schuss retour losgeht und Ihr Ranking
beeinträchtigt wird. Stattdessen sehen Sie sich das aktuelle
Backlink-Profil Ihrer Website an und suchen Sie nach beschädigten Links, die behoben werden müssen — ein einfacher Weg für eine bessere SEO, während
Sie daran arbeiten, Backlinks hoher Domain-Authoritäten von anderen Sites zu erhalten. Dazu sollten Sie existierende Beziehungen Ihrer Marke untersuchen und prüfen, ob es dort
Möglichkeiten gibt, einen Backlink zu erhalten — vielleicht mit
einem Gastblog oder einem Artikel, der mit einem der Artikel Ihrer Website verlinkt werden kann (um weiteren Kontext im Hinblick auf zu
bieten).
These are in fact fantastic ideas in regarding blogging.
You have touched some nice factors here. Any way keep up wrinting.
Do you mind if I quote a few of your articles as long as I provide credit
and sources back to your webpage? My blog is in the very same area of
interest as yours and my users would certainly benefit from some of the information you provide here.
Please let me know if this ok with you. Thank you!
Have you ever thought about writing an e-book or
guest authoring on other websites? I have a blog based on the same ideas
you discuss and would really like to have you share some stories/information. I know my viewers would value your work.
If you are even remotely interested, feel free to shoot
me an e mail.
It is the best time to make a few plans for the long run and
it is time to be happy. I’ve read this submit and if I could I wish to suggest you
few attention-grabbing issues or suggestions.
Perhaps you could write subsequent articles
regarding this article. I desire to learn even more issues approximately
it!
you are actually a good webmaster. The web site loading velocity is
amazing. It kind of feels that you’re doing any unique trick.
In addition, The contents are masterwork. you’ve done a fantastic job in this topic!
hi!,I really like your writing so a lot! proportion we be in contact more about your
article on AOL? I require a specialist in this space to resolve my problem.
Maybe that’s you! Having a look forward to look
you.
I always spent my half an hour to read this webpage’s
articles all the time along with a cup of coffee.
My relatives always say that I am wasting my time here at net, but I know I
am getting know-how daily by reading thes pleasant articles.
Sweet blog! I found it while searching on Yahoo News. Do you have any tips on how to get
listed in Yahoo News? I’ve been trying for a while but I never seem to get there!
Thanks
Definitely believe that which you said. Your favorite reason appeared to be on the net the easiest thing to be aware
of. I say to you, I definitely get irked while people consider worries that
they plainly don’t know about. You managed to hit the nail upon the top and defined out the whole thing without having side
effect , people could take a signal. Will probably be back to get more.
Thanks
Wow, amazing blog structure! How lengthy have you ever been blogging for?
you made running a blog glance easy. The entire look of your web site is great, as
neatly as the content!
Aw, this was an incredibly nice post. Finding the time
and actual effort to create a top notch article… but what can I say… I procrastinate a whole
lot and never seem to get nearly anything done.
I was extremely pleased to find this site. I need to to thank you for your time due to this wonderful read!!
I definitely liked every little bit of it and I have you bookmarked
to check out new stuff in your site.
Wonderful beat ! I would like to apprentice while you
amend your site, how can i subscribe for a blog site?
The account helped me a acceptable deal. I had been tiny bit acquainted
of this your broadcast provided bright clear concept
Attractive element of content. I simply stumbled upon your blog and in accession capital to
claim that I get in fact enjoyed account your weblog posts.
Anyway I will be subscribing on your feeds or even I achievement you access persistently rapidly.
Magnificent website. Lots of useful information here. I’m sending it to a few buddies ans additionally sharing in delicious.
And of course, thanks for your sweat!
You could definitely see your enthusiasm within the article you write.
The world hopes for more passionate writers such as you who are not afraid to say how
they believe. Always follow your heart.
Hey just wanted to give you a quick heads up and let you know a few of the images aren’t loading properly.
I’m not sure why but I think its a linking issue.
I’ve tried it in two different internet browsers
and both show the same outcome.
This is a topic that’s near to my heart… Many thanks!
Where are your contact details though?
Saved as a favorite, I like your web site!
It’s amazing to visit this web site and reading the views of all mates about this
article, while I am also keen of getting familiarity.
You could definitely see your expertise in the work you write.
The arena hopes for even more passionate writers such as you who
aren’t afraid to say how they believe. Always go after your heart.
I do not know if it’s just me or if everyone else experiencing
problems with your site. It looks like some of the text within your
posts are running off the screen. Can somebody else please provide feedback and let me know
if this is happening to them too? This may be a problem with my web browser because I’ve had this happen previously.
Thank you
Hello! I know this is kinda off topic but I’d figured I’d ask.
Would you be interested in exchanging links or maybe guest authoring a blog post or vice-versa?
My website addresses a lot of the same subjects as yours and
I think we could greatly benefit from each other.
If you might be interested feel free to send me an e-mail.
I look forward to hearing from you! Wonderful blog by the way!
Hello. Lеt mee introduce thee novelist. Ηerr name is Sunnyy Englert.
Michigan whereverr mу һome would bе. Administering dataases іs hеr employment.Hе is reаlly attached tо bird keeping and
now he has time to conswider neѡ things.
Aⅼso visit my webb ρage Shasta
Hey! Do you know if they make any plugins to help with Search Engine Optimization? I’m trying to get my
blog to rank for some targeted keywords but I’m not seeing
very good gains. If you know of any please share.
Kudos!
Gilbeto Bechtoold іs title һіs parents gaѵｅ һіm ƅut people ɑlways misspell it.
Mү job can bе a cashier. Heer friends sayy іt’s
harmful tօ heer bսt ѡhat sshe loves doіng is bired keeping but ѕhе’s
been tɑking оn issues latｅly. Ηer family lives in Nevada annd һer
family loves it.
Ꮋere is mmy web-site — Lovie
My brother recommended I may like this website. He was once entirely right.
This publish truly made my day. You can not
imagine just how a lot time I had spent for this info! Thanks!
Admiring the commitment you put into your blog and detailed information you provide.
It’s good to come across a blog every once in a while that
isn’t the same old rehashed information. Fantastic read!
I’ve saved your site and I’m including your RSS feeds to my Google account.
If you wish for to improve your experience simply keep visiting
this site and be updated with the most recent information posted here.
https://amd1080.com/baccaratsite/
It’s going to be end of mine day, however before end I am reading this great article to improve my know-how.
Excellent, what a webpage it is! This webpage presents valuable facts to us, keep it up.
whoah this weblog is excellent i love reading your posts.
Stay up the good work! You already know, a lot of persons are searching around for this info, you could aid them greatly.
I love it when individuals get together and share opinions.
Great website, stick with it!
Great article! We will be linking to this great content on our site.
Keep up the great writing.
Hier oben ist es doch schrecklich einsam! „Piep, piep!» sagte da eine kleine Maus und huschte hervor; und dann kam noch eine kleine. Sie beschnüffelten den Tannenbaum, und dann schlüpften sie zwischen seine Zweige. » sagten die
kleinen Mäuse. „Es ist eine greuliche Kälte! „Sonst ist hier zu gebrauchen sein; nicht wahr, du alter Tannenbaum?
„Ich bin nicht im Geringsten alt! » sagte der Tannenbaum; „es gibt viele, die weit älter sind denn ich! „Woher kommst du?» fragten die Mäuse, „und was weißt du?
» Sie waren gewaltig neugierig. „Erzähle uns doch von den schönsten Orten auf Erden! Bist du in der Speisekammer gewesen, wo Käse auf den Brettern liegen und Schinken unter der Decke hängen, wo man auf Talglicht tanzt, mager hineingeht und fett herauskommt? Bist du dort gewesen? »
Und dann erzählte er alles aus seiner Jugend.
Die kleinen Mäuse hatten früher nie dergleichen gehört, sie horchten auf und sagten: „Wieviel du gesehen hast!
„Das kenne ich nicht», sagte der Baum; „aber den Wald kenne ich, wo die Sonne scheint und die Vögel singen! Wie glücklich du gewesen bist! „Ich?» sagte der
Tannenbaum und dachte über das, was er selbst erzählte, nach.
„Ja, es waren eigentlich ganz fröhliche Zeiten!
If some one desires to be updated with hottest technologies afterward he must be pay a visit this website
and be up to date every day.
My family members all the time say that I am killing my time here at web, but I know I am getting know-how daily by reading such fastidious content.
Remarkable! Its truly awesome article, I have got
much clear idea regarding from this paragraph.
Hi my family member! I want to say that this article is awesome, great written and include approximately all significant infos.
I would like to look more posts like this .
What’s up mates, its great paragraph on the topic of cultureand
fully explained, keep it up all the time.
Visit my homepage — raycon
Spot on with this write-up, I honestly think this amazing site needs a great deal more attention. I’ll probably be back again to read more,
thanks for the info!
Touche. Solid arguments. Keep up the amazing spirit.
Also visit my page … tracfone coupon
I have read a few good stuff here. Certainly worth bookmarking for revisiting.
I wonder how much attempt you place to make any such wonderful informative site.
my webpage; special
Good day! I could have sworn I’ve been to this blog
before but after reading through some of the post I realized it’s
new to me. Nonetheless, I’m definitely happy I found it and I’ll be
bookmarking and checking back frequently!