Идеальное решение для активных путешественников, которое позволит накопить мили и летать бесплатно по всему миру — карта Tinkoff All Airlines. Полный обзор кредитной карты поможет использовать ее с максимальной выгодой.
О том, что накопленными милями можно полностью компенсировать поездки в любую страну мира знают почти все, кто интересуется картами Travel категории. Но мало кто знает, что карта отличается выгодными условиями — расширенный лимит, низкая процентная ставка, бесплатная страховка для безопасных путешествий.
Также кредитная карта Тинькофф для путешествий — это ваш запасной кошелек, который подстрахует на случай, когда кончатся собственные средства или придется снимать номер в отеле США (там в качестве оплаты принимают исключительно кредитные карты).
до 700 000
Льготный период - 55 дней
Кэшбек до 10%
Бесплатная страховка
- При заказе карты доступен только один тип платежной системы — MasterCard.
- Срок действия кредитки с кэшбеком — 3 года.
- Держателю будет доступен лимит в размере до 700 000 рублей под самый низкий процент, который только может предложить банк Тинькофф — 15% годов. Условие будет действовать, если оплачивать покупки картой. При снятии наличных процентная ставка составит — от 29,9% годовых.
- Кредитный лимит определяется индивидуально и может зависеть от многих параметров. Не переживайте, если изначально вам одобрили меньшую сумму, чем вы рассчитывали. Если вы начнете активно пользоваться картой, лимит будет увеличен до максимального.
- Льготный период в размере до 55 дней действует при условии использования карты только для оплаты покупок.
Так же, стоит отметить — кредитная карта Тинькофф All Airlines позволяет приобретать товары в рассрочку в магазинах-партнерах банка на срок до 12 месяцев.
Дополнительным бонусом в рамках этого кредитного продукта путешественники могут оформить бесплатную страховку на год и возместить до 50 000 евро за расходы на лекарства, лечение, транспортировку.
Условия карты
При получении кредитной карты Tinkoff All Airlines World вы можете выбрать один из двух тарифов на обслуживание. При выборе первого обслуживание будет бесплатным в случае ежемесячной траты не менее 50 000 руб. При несоблюдении данного условия, с карты будет списываться плата в размере 249 рублей раз в месяц. Второй тариф подразумевает разовое снятие комиссии за год в размере 1890 рублей.
Кэшбек милями Tinkoff
10% - отели и аренда авто
5% - авиа и ж/д билеты
2% - на все остальные покупки
Максимальный кэшбек можно получить при покупке через сервис «Тинькофф Путешествия». За аренду авто и оплату номеров в отеле кэшбэк до 10% от расходов. Возврат за покупку билетов в турагенстве, железнодорожной кассе, аэропорте — до 5%.
При покупке авиа и ж/д билетов через другие сервисы, сайты или напрямую — до 3%. Кстати, банк начисляет мили не только за расходы на путешествие, но и за обычные покупки, например, в гипермаркете. Размер кэшбэка на все ежедневные траты составляет — 2%. Учитываются покупки как в России, так и за рубежом.
Как правильно копить и пользоваться милями?
Условия получения и использования миль довольно просты: оплачиваете билеты картой Tinkoff All Airlines, получаете кэшбек милями и тратите их на оплату следующих поездок. Кстати, потратить бонусы можно даже на покупку билетов в турагентстве.
Если в течение 3 месяцев после активации кредитной карты для путешествий вы совершите покупки общей стоимостью свыше 300 000 рублей, Тинькофф начислит 5 000 приветственных миль, которые можно будет также потратить на поездки.
Курс обмена: 1 миля — 1 рубль. Бонусами можно оплатить перелеты стоимостью от 6 000 рублей. Например, рейс Москва — Сочи будет оплачен полностью.
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