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Срочный займ. Где взять деньги на Новый Год?

По данным статистики, спрос на микрозаймы в преддверии новогодних праздников превысил показатели прошлых лет.

Лидерами по кредитованию признаны Москва, Санкт-Петербург, Новосибирск, Екатеринбург и Самара. Средний возраст заемщика составляет не более 30 лет. Как правило, в предпраздничные дни показатель спроса на займы вырастает на 25 %. По данным МКК МигКредит, средний размер суммы займа около 45 тыс. руб.

Цель займа

Перед наступлением долгожданных праздников, Россияне готовят подарки себе и близким. Существенная часть заемных средств берутся именно на эти нужды.

Самыми популярными подарками являются:

  • деньги;
  • путешествия;
  • гаджеты (смартфоны, сотовые телефоны);
  • компьютеры и ноутбуку;
  • парфюмерия и косметика.

Основное время закупок – конец декабря. Традиционно, в этот период начинаются километровые пробки и увеличение количества людей в торговых центрах города.

Популярные виды кредитования

Одними из крупнейших «поставщиков» заемных средств являются МигКедит, ЛаймЗайм и Займер. Эти компании оснащены последними технологически эффективными решениями для ведения своей деятельности. Ожидание проверки персональных данных при оформлении займа минимально.

Получить деньги можно любым удобным способом:

  • наличными;
  • на карту;
  • на банковский счет;
  • на электронный кошелек.

Не отстают от популярных МФО и Банковские продукты. Самым популярным является кредитная карта и карта рассрочки. 

НДС заставляет брать в долг

Официально решено, что с 01 января 2019 года ставка НДС вырастет до 20%. Такие перемены стимулируют покупателей к приобретению товаров в прок. Совершенно точно, что цены в 2019 году будут выше.

Поучить займ стало проще

На рост закредитованности населения так же влияют современные технологии. Каждая компания стремится шагать в ногу со временем и улучшает свои сервисы для удобства клиентов. Повышенная скорость выдачи займов делает процедуру оформления легкой и доступной.

Ускорились в технологиях не только МФО и Банки, но и онлайн – магазины в сотрудничестве с первыми. Совместная работа и интеграция процессов позволяет получить оформление кредита непосредственно на сайте магазина. Для примера можно привести интернет-магазин М.Видео.

Заключение

В предновогодней суете очень важно следить за своими тратами. После праздников долги требуют возврата. Зачастую, оглядываясь назад становится очевидным, что многие покупки были лишними. Если вы уверены в своих расходах, изучите все предложения и воспользуетесь наиболее выгодным.

Счастливого Нового Года!




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