По действующим нормам законов любой гражданин России может узнать собственную Кредитную Историю (КИ) два раза в год бесплатно. Госуслуги помогают в совершении этой процедуры.
Госуслуги для проверки кредитной истории
Сервис Госуслуги не сможет предоставить вам кредитную историю. По закону, кредитная история хранится и обрабатывается специальными организациями — Бюро Кредитных Историй (БКИ). Соответственно, получить ее можно только в этих организациях, численность которых порядка 15 шт. Хранится ваша история может сразу в нескольких бюро. Для получения полной информации о вашей кредитной репутации придется делать запрос сразу в несколько БКИ.
Как заказать персональный список БКИ?
Сервис может помочь вам в получении персонального списка БКИ. Ваша история может находиться в одном, трех или всех 15 бюро сразу.
Для оформления заявки на персональный список потребуется:
- Зайти на сайт Госуслуги ;
- Открыть раздел «Услуги»;
- Перейти в категорию «Налоги и финансы»;
- Выбрать «Сведения о Бюро Кредитных Историй»;
- Далее следовать инструкции сервиса.
Официально, получить КИ можно только лично при удостоверении личности. На портале Госуслуги подтвердить личность можно в режиме онлайн.
Для получения списка БКИ вам так же потребуется авторизация. Далее загрузится форма заявления, где нужно проверить правильность введенных данных (паспорта и СНИЛС).
После отправки заявления потребуется немного подождать результата обработки информации, на это может уйти до 10 минут. Отчет поступит в течение 1 часа, как правило, приходит раньше.
Какую информация содержит КИ?
После того, как вы отправили запрос и информация была проверена, в течение 1 часа вам придет отчет, где будут указаны такие информационные данные для ознакомления, как:
- Где и в каком коммерческом банке вы брали денежный кредит.
- Имеются ли просрочки по оплате кредита.
Подобные досье, дают возможность кредитным организациям, осуществлять оценку ответственности по денежным взносам, которые должны выполнять в указанные временные сроки кредиторы. Даже в таких случаях, когда человек не брал займов, кредитная история на него оформлена. Из каких данных состоит отчет по БКИ:
- Название кредитного учреждения.
- Информация, которая касается заемщика, то есть ФИО и адрес проживания, паспортные данные и ИНН.
- Информация, касающаяся всех выданных гражданину денежных кредитов.
- Сведения, касающиеся просрочек по осуществлению денежных взносов в счет погашения займов.
- Решения принятые банком по кредитам.
Кредитная история бесплатно
Каждый человек (физическое лицо) может два раза за год заказать отчет по своей кредитной истории бесплатно, следующий раз будет платным и стоимость составит около 400 российских рублей. Законное право граждан осуществить запрос собственной КИ устанавливается Законом под номером 218-ФЗ «О кредитных историях».
This information is invaluable. When can I find out more?
Right now it looks like WordPress is the best blogging platform out there right
now. (from what I’ve read) Is that what you are using
on your blog? adreamoftrains web hosting reviews
Saved as a favorite, I really like your web site!
cheap flights 2CSYEon
I think what you posted was very reasonable. However, what about
this? what if you added a little information? I mean, I don’t wish
to tell you how to run your blog, however what if you added a post title that
makes people desire more? I mean Узнать кредитную историю бесплатно через Госуслуги is kinda boring.
You ought to peek at Yahoo’s home page and see how they write article
headlines to get viewers to open the links. You might try adding a video or a
related pic or two to grab readers excited about what you’ve
got to say. In my opinion, it could make your blog a
little bit more interesting. cheap flights 34pIoq5
Hey There. I discovered your blog the usage of msn. That is an extremely smartly written article.
I will be sure to bookmark it and return to learn more of your useful information. Thanks for the post.
I’ll definitely comeback.
I believe everything composed made a bunch of sense. But,
think on this, suppose you added a little content? I ain’t suggesting your content isn’t good., but suppose you added something that makes people desire more?
I mean Узнать кредитную историю бесплатно через Госуслуги is a little
vanilla. You should look at Yahoo’s home page and note how
they create news headlines to grab people interested.
You might add a related video or a related picture or two to grab readers excited
about what you’ve got to say. In my opinion, it might bring
your blog a little livelier.
What i do not realize is in truth how you’re no longer really much more neatly-preferred than you may be right now.
You are so intelligent. You know therefore considerably with regards to this matter, produced me in my opinion believe it from so
many various angles. Its like women and men aren’t involved until it’s one thing to accomplish with Girl gaga!
Your individual stuffs great. At all times take care
of it up!
Greate post. Keep writing such kind of info on your
page. Im really impressed by it.
Hello there, You have performed an excellent
job. I will certainly digg it and for my part suggest to my friends.
I am sure they will be benefited from this web site.
We’re a bunch of volunteers and starting a new scheme in our community.
Your web site offered us with valuable info to work on. You have
performed a formidable process and our entire group will probably be grateful to you.
I really like your blog.. very nice colors & theme.
Did you create this website yourself or did you hire someone to do it for you?
Plz respond as I’m looking to construct my own blog
and would like to find out where u got this from. thanks
Pretty! This has been an extremely wonderful post.
Thank you for providing this info.
Yes! Finally someone writes about white hat seo service.
I used to be recommended this web site by way of my cousin.
I am now not sure whether or not this put up is written by him as no one else
realize such distinct approximately my problem.
You are incredible! Thank you!
It’s very simple to find out any topic on web as compared to books, as I found this article at this website.
Oh my goodness! Impressive article dude! Thank you so much, However I am experiencing troubles
with your RSS. I don’t know why I cannot join it.
Is there anyone else having identical RSS problems? Anybody who knows the solution can you kindly respond?
Thanx!!
Wow! Finally I got a weblog from where I know how
to in fact obtain valuable information concerning my study
and knowledge.
Hello there! I know this is somewhat off topic but I was wondering which blog platform are you using for this website?
I’m getting tired of WordPress because I’ve had issues
with hackers and I’m looking at options for another platform.
I would be fantastic if you could point me in the direction of a
good platform.
Hello, its fastidious paragraph regarding media print, we all be
familiar with media is a great source of information.
Good day! This is kind of off topic but I need some help
from an established blog. Is it difficult to set up your own blog?
I’m not very techincal but I can figure things out pretty fast.
I’m thinking about creating my own but I’m not sure where to begin. Do
you have any tips or suggestions? Thanks
Valuable information. Lucky me I found your site unintentionally,
and I am stunned why this twist of fate did not came about earlier!
I bookmarked it.
Thanks for sharing your thoughts. I truly appreciate your efforts and I am waiting for your
next post thank you once again.
I read this article fully about the difference of newest and preceding technologies, it’s remarkable article.
I’m really enjoying the design and layout of your
blog. It’s a very easy on the eyes which makes it much more pleasant for me to come here and visit more often. Did you hire out a
designer to create your theme? Great work!
This is a great tip particularly to those fresh to the blogosphere.
Brief but very accurate information… Appreciate your sharing this
one. A must read article!
Good day! This is my first visit to your blog! We are a group of volunteers and starting
a new initiative in a community in the same
niche. Your blog provided us beneficial information to work on. You have done a marvellous
job!
Hey I know this is off topic but I was wondering if you knew of
any widgets I could add to my blog that automatically tweet my newest twitter updates.
I’ve been looking for a plug-in like this for quite
some time and was hoping maybe you would have some experience with
something like this. Please let me know if you run into anything.
I truly enjoy reading your blog and I look forward to your new updates.
I like the helpful information you provide to your articles.
I’ll bookmark your blog and check again here regularly. I am
reasonably certain I’ll be informed lots of new stuff
right here! Good luck for the next!
I’m not that much of a internet reader to be honest but your sites
really nice, keep it up! I’ll go ahead and bookmark your site to come back in the
future. Many thanks
Can you tell us more about this? I’d care to find out more details.
Hi, I do believe this is an excellent site.
I stumbledupon it 😉 I may revisit once again since i
have book marked it. Money and freedom is the
greatest way to change, may you be rich and continue to help other people.
I am really impressed with your writing skills and
also with the layout on your weblog. Is this a
paid theme or did you customize it yourself? Anyway keep up the nice quality writing, it’s rare to see
a nice blog like this one these days.
Hello there, I discovered your web site by way of Google whilst searching for a related subject, your
web site came up, it looks good. I have bookmarked it in my
google bookmarks.
Hi there, just become aware of your weblog via Google, and found that it’s truly informative.
I’m gonna be careful for brussels. I will be grateful in the
event you continue this in future. Numerous folks shall be benefited out of your writing.
Cheers!
Wow, incredible blog layout! How long have you been blogging for?
you make blogging look easy. The entire glance of your website is great, as neatly as
the content material!
Hello, i think that i saw you visited my site so i came to “return the favor”.I am attempting to find things to improve my web site!I suppose its ok to use a few of your ideas!!
Hey this is kind of of off topic but I was wondering if blogs use WYSIWYG editors or if you have to manually code with HTML.
I’m starting a blog soon but have no coding knowledge so I wanted to get advice from someone with experience.
Any help would be greatly appreciated!